About Us

The Richland-Knowles Agency has been serving Summit and the surrounding communities since 1929. As a full service Property Casualty Insurance Agency, we represent some of the most respected insurance companies; Chubb, Travelers, Selective, Franklin Mutual, Fitchburg Mutual, The Hartford, Plymouth Rock/Palisades, Progressive and Utica National. We have been cited as a Chubb Cornerstone Agency, a designation achieved by less than 10% of Chubb’s agencies nationwide! We are currently members of the Independent Agents Association as well as the Professional Insurance Agents Association. We have an office staff of experienced employees to professionally serve you. The Richland-Knowles Agency is owned by Gary Borman, Paul Joyce & Michael Sabbagh.

About the Owners

Gary was born in Summit and grew up locally in Berkeley Heights before moving to Long Valley in 1978. He is a graduate of Governor Livingston Regional High School in 1969 and Bryant University in 1973. Gary began his insurance career with Crawford & Company as a Workers Compensation and Casualty claims adjuster. After working for Crawford for two years, he decided to leave the claims arm of insurance and get into insurance sales. Gary had the opportunity and joined Richland-Knowles Agency in 1975 and began selling property and casualty insurance. He is well educated and has 42 years of Commercial and Personal lines insurance experience. He became a Co-owner of the agency in 1999 and is currently an active Agency principal.

Michael Sabbagh started his insurance career in 1983. He joined Richland Knowles Agency as a Vice President/Partner in November 2014. Prior to joining Richland Knowles Agency he was an insurance producer for O’Gorman & Young Inc. for 31 Years. Michael has provided insurance services to both personal and commercial clients. His hands-on approach has allowed him to maintain long term relationships with his clients. Further he has built strong ties with the insurance companies and markets that provide the insurance products for his customer base. Michael is a graduate of Coastal Carolina University.

Paul has been with Richland Knowles since 1984, after beginning his career with Aetna Casualty & Surety. A life-long resident of New Providence, Paul has been active with a number of community groups, including New Providence Care & Concern Foundation and the New Providence Education Foundation. He is an Elder and Deacon in the New Providence Presbyterian Church. Paul is a graduate of Wake Forest University.